There’s a lot of pressure to choose the perfect home for retirement — and for good reason. It’s the place in which you’re going to spend many happy years, and you’ve earned the right to have things just the way you want them. You’ve likely owned your own home for a while and handled household repairs and yard work for years, and now you simply want to enjoy the fruits of your labor. But how?

Choosing a condo or house that’s part of a Homeowners Association (HOA) is one way to really make the most of your retirement. With fewer responsibilities and access to more amenities, services, and entertainment, it’s no wonder more and more people are choosing HOA developments.

These are just some of the many reasons you should consider buying into an HOA.

No More Yard Work

Even if gardening is your thing, chances are high that you’re tired of mowing the lawn, shoveling snow, and cleaning the gutters. With an HOA, you can have the best of both worlds — you can still enjoy a plot of land for planting flowers or fresh veggies, but you no longer have to deal with all the other hassles that come with owning property.

The older you get, the harder these tasks will become. Knowing someone is always there to take care of them will give you peace of mind about the future.

You’re also getting more for your money, because your HOA fees are likely significantly less than the costs of hiring someone to do these tasks for you year-round.

Become Part of a Community

When you invest your money in something, you invest in yourself too, and that means every member of an HOA shares a bond of responsibility. Everyone cares about neighborhood upkeep and improvement because they’ve all paid for it, and people are more likely to show up to community meetings. Your neighbors start to feel like your tribe rather than anonymous strangers and as a result, everyone becomes part of an inclusive support network.

Most HOAs host events like holiday parties, game nights, and excursions, along with different club and sports teams outings, making it easy to become friends with your neighbors and create amazing memories together.

Access to Better Amenities

Membership fees are meant to add value to your community; this often means you will have access to costly amenities you might not otherwise be able to afford to purchase — or maintain. Pools, game rooms, indoor theatres, and golf courses often come with HOA developments, keeping current residents happy and attracting new ones as well. If you choose a home with the particular amenities you like, you really can have your cake and eat it too, enjoying luxury features without having to do any of the work involved in maintaining them.

Improve Quality of Time Spent With Family

The older we get, the harder it becomes to take care of bigger jobs in and around the house, and that means we often rely on family more and more to help us manage. It’s wonderful to have that network to lean on but if you live in a community that can do some of those tasks for you, it leaves more time for uninterrupted, quality visits with your family. What’s more, if you don’t have family nearby to help, you won’t be at a disadvantage as you age and need to do everything yourself.


As we age we also become more vulnerable — whether to home invasion, theft, or physical ailments — and having an extra set (or sets) of eyes around to watch out for you is always a good thing. HOA developments are usually inside of gated communities, making it difficult for just anyone to pass through, and many HOAs have their own security forces. And if you take a fall, it’s more likely someone will be around to quickly provide assistance.

Your Leisure Time, Your Way

Your retirement should be about doing the things that bring you joy – spending quality time with loved ones, enjoying premium amenities, and feeling safe and secure. You’ve earned this time for yourself, and you should enjoy it to the fullest.

Aderra offers all of these HOA benefits and more – buy your next home with us and become part of a community that will support and enrich your life.